About Us
Rethinking finance.
Reto Finance formed in 2019 following a local management buy-out of established and respected finance company Shawbrook International.
The opportunity was clear – then and now. To provide our customers with no-nonsense, competitive lending services tailored to local market conditions.
Reto means ‘challenge’ in Spanish – in 2019, we set out to challenge the local lending market. We won’t stop until you’re satisfied.
Our Team
Management Team
Reto Finance management team has been chosen for their experience and ability at the benefit of our customers and to ensure the future growth of the company.
Chief Executive Officer
Adam set up Shawbrook International Limited in 2016 and then in 2019 Reto was created from a buyout of the Shawbrook business . Prior to this, Adam spent 7 years building and managing a specialist lending business for an established Bank, after working for 10 years as a Management Consultant where he worked across all areas of Financial Services.
Adam is an experienced business leader with a strong focus on specialist lending in the Consumer and SME space. He holds an MA in Leadership from Exeter University, where he also mentors first year undergraduates.
A resident in Jersey, Adam juggles work with a busy family life and trying to keep fit!
Head of Business Development
Robbie joined Shawbrook in 2017 after having had 15 years of experience in the banking and finance sector. Robbie has worked across a range of financial services businesses but primarily within the Real Estate sector where he has worked with customers to acquire, develop and refinance both residential and commercial property.
At Reto Finance, Robbie heads up our Business Development team and specialises in Real Estate funding, Asset finance and lending to SME’s. An experienced lender, Robbie enjoys working with customers to tailor solutions to their individual needs and has the ability to be flexible in his approach and think outside of the box.
Away from the office, Robbie enjoys spending time with his young family, watching sport and when he gets the chance to, playing golf.
Business Development Manager
Aaron joined Reto Finance in February 2021, bringing 13 years of experience in the banking and finance sector. Aaron has worked in various roles within the sector, with over a decade of that being in a commercial environment. Aaron is adept at providing a flexible range of lending solutions to a varied profile of clients and has a particular enthusiasm for dealing with local SME’s.
Aaron joins us as a Business Development Manager and is excited to bring his experience onboard and to work with both existing and new clients, including local SME’s, those in the real estate sector and individual consumers. Outside of work, Aaron enjoys spending time in the gym or playing sports & considers himself a connoisseur in films.
Operations Manager
Claire joined Shawbrook International in the summer of 2017, bringing 30 years of financial services experience with her – from private banking to property, underwriting to sales support. ICSA-qualified, Claire now ensures our customers are given the highest levels of support and service as they join us.
From Argentina to Antarctica, the Himalayas to Herm, Claire is also a keen adventurer and loves to travel.
Sales Support Administrator
Kay has amassed broad expertise in financial services during her career, including 12 years in Consumer & SME lending. In her previous role with Close Finance (CI) Limited, she held the position of MLRO for the Guernsey office and managed the office which included front of house and back-office duties. Whilst at Close she held an underwriting mandate of £20,000 Secured and £3,000 Unsecured.
Kay joined the company back in January 2019 (formerly Shawbrook International), and even though she is based in Guernsey, she works closely with the Sales Support team in Jersey to ensure that all deals and payouts are processed in accordance with Reto Finance policies and procedure, with the importance being on the customer’s end to end the journey.
Kay enjoys working as part of a committed team and has found it exciting to be involved in the growth of a business which offers more choice to people and business owners who value the service provided.
The saying “First impressions count” is a motto that Kay likes to live by, and she is passionate about making the credit journey for all clients (both Consumer and SME) a pleasurable experience as possible from the start with the aim to make her employers stand out from the competition.
Sales Support Administrator
Sarah joined Shawbrook International in April 2018. After initially accepting a front of house position, Sarah quickly took up a role within the Sales Support team. It provided her with the opportunity to improve her knowledge of the local lending market and challenge herself. Sarah’s bright and warm personality has made her a real asset. Her can-do attitude has ensured a seamless transaction into her new role, where she now enjoys more regular interaction with both direct clients and local Introducers.
Compliance Manager
Shirley joined Shawbrook International in July 2018 from Lombard Asset Finance (CI) Limited and prior to that had a long career in RBS International. She has a wealth of experience and Compliance/AML qualifications, after working in this specialist role for 20 years. Having come from a large Institution, Shirley also enjoys the environment of working in a small close-knit team.
Shirley’s role covers the Jersey and Guernsey offices ensuring that the Company, Staff and Customers are kept safe within the Regulatory requirements.
Outside of work, Shirley enjoys worldwide travel, walking and reading.
