Personal loans
Fast, no fuss,
personal rates.
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Will I qualify for a loan?
At Reto we look at every customer individually – that’s one key reason why we’re different. But we do have some basic criteria which you’ll have to satisfy before we can consider your application. You must:
- Be aged 18 to 80
- A Jersey or Guernsey resident
- Have an annual income of at least £15,000
- Have a UK or Channel Island bank account
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What happens next?
- We’ll ask you to provide a bit more information, such as your bank account details.
- At this point you will need to accept the quotation and allow us to complete a full credit search to proceed with the application.
- If this is okay, we’ll send you the loan documents for you to review and sign.
- Once you return your signed documents, the money will be in your account within 24hrs.
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What is Debt Consolidation?
For many people the best way to really get in control of their finances is a debt consolidation loan. Traditionally a consolidation loan will pay off all outstanding liabilities and transfer these into one new loan amount.
A consolidation loan has many advantages being just one loan, with single monthly payments over the agreed term and usually at a lower rate of interest.
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About Reto Finance
Reto Finance formed in 2019 following a local management buy-out of established and respected finance company Shawbrook International.
The opportunity was clear – then and now. To provide our customers with no-nonsense, competitive lending services tailored to local market conditions.
Reto means ‘challenge’ in Spanish – in 2019, we set out to challenge the local lending market. We won’t stop until you’re satisfied.
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Need Help?
We’re standing by to help you with your application. Why not call, Email or visit our office?
Jersey
Call us on 01534 886 900
info@retofinance.com
Guernsey
Call us on 01481 886 900
info@retofinance.com
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